What You Ought to Have an Understanding of About a Phoenix Accountant

A Phoenix accountant is undoubtedly an individual that performs many accounting functions for men and women or even other businesses. The particular providers that this specialist offers differs with respect to the dimension the organization and also the accountant’s specialized niche. Nevertheless, these duties consist of maintaining vital personal data, completing as well as filing taxes, and assuring the accuracy linked to the monetary statements. A CPA is an essential and particularly essential career placement in an individual business enterprise regardless of no matter whether or not they operate in a smaller company or substantial corporation. The needs will change with the type of ability desired for a specified career and business. There are several distinct specialties inside this profession. Individuals may either emphasis on an individual spot or a number of places. But the simple specifications are a diploma in accounting and in many conditions a CPA is essential. In an a lot much more compact organization, an accountant could be responsible for just sustaining all of the fiscal information and statements. These kinds of responsibilities will generally include things like payroll, all account receivables and payable and something else about the personal elements of a business. These experts will handle all of the books and accounting ledgers. They are accountable for maintaining the economic well being of the organization. Other folks within the enterprise will frequently search for the accountants in advance of doing any main fiscal selections. Inside of more substantial firms, these professions can take on a wide variety of duties. A single of which can include things like internal audits which are executed to make sure that the personal place of the corporation is precise. But when it arrives to official audits done by a governing organization, then external accounting experts are employed. This is to prevent an problems that would put the firm or the accountant in a compromising placement. Commonly, the CPA will establish where the want to concentrate their abilities. There are pretty a number of disciplines incorporated in this discipline. They may well take care of all of the personal, or they could only consider treatment of the monetary books or they could even tackle all of the tax responsibilities of the corporation. But there are cases in which they get on multiple responsibilities. CPA’s get concerned in an assortment of accounting routines. These are specialists that run at a larger skill stage than the conventional accountant. Certified Public Accountants work in a full assortment of distinctive fields of market place. They are highly skilled specialists that are effectively versed in many aspects of accounting ideas. They get an undergraduate degree in accounting and then move on the obtain their certification. Numerous also go on to graduate college. They commonly generate an incredibly superior residing. A lot of people today earn outstanding livings as Accountants. They are often in need in really organization and federal government sector. It usually requires an person that is highly proficient in math. And the particular person really should have a keen eye for particulars. CPAs generate far more funds and are located in big firms. Or a lot of begin their personal accounting firm. It’s not complicated to explore a Phoenix accountant. The most preferred way is as a result of word of mouth but there are loads of professionals that promote their techniques and companies on the internet. If you are a tiny small business operator, it is important to employ a professional that can keep your books. Inaccurate bookkeeping can price an organization a whole lot of money. It is also important to maintain precise data with regards to business enterprise taxes. These is an extremely regarded qualified discipline and they are required in all facets of company. If you are mathematically minded and have near consideration to detail, this is the great occupation for you.

Phoenix Insurance – How To Get The Best Phoenix Insurance Rates

The Greater Phoenix area has a fast growing population. The favorable climate and Arizona economy has families moving into the Greater Phoenix in record numbers. With all the new residents moving into Phoenix, or Arizona for that matter, many customers moving want to know: How can Phoenix residents keep their insurance costs under control and get the best insurance rates in Phoenix? Here’s some professional advice: For your car insurance in Phoenix: The State of Arizona requires mandatory car insurance for driving on Arizona roadways. Arizona requires all drivers to carry compulsory liability limits of at least $15,000 per person bodily injury, $30,000 total for bodily injury and $10,000 for property damage liability. This is the minimum to drive legally in all of Arizona, including Phoenix. This coverage only serves to protect drivers you may hit in the event of an accident–these mandatory coverages do nothing to repair your car, regardless of fault. Additional coverages can be purchased from your insurance company to repair your vehicle in the event of an accident–regardless of fault. Comprehensive coverage pays for losses to your vehicle in the event of fire, theft, vandalism and anything else that is NOT part of an accident. Collision coverage pays for losses to your vehicle in the event of an accident. Collision coverage does not pay for repairs resulting from vandalism, Comprehensive coverage pays for that. Purchasing an insurance policy with both the mandatory liability limits required by Arizona law and Comprehensive and Collision coverage is customarily known as “full coverage” insurance. Be prepared that Comprehensive and Collision coverages both carry a deductible clause that the insured must pay out of pocket before the insurance company pays for the complete repairs. Factors that affect your auto insurance rate may include: Replacement cost of the vehicle, driving record, city, county or even zip code that the vehicle is customarily garaged (parked overnight) in and finally the driver’s age.

How can Phoenix Phone Numbers help my New Jersey Business?

It seems only natural that a business based in New Jersey should have a local telephone number, but there are definitely benefits associated with adding Phoenix phone numbers into the mix, as well. These phone numbers provide easy access to the potentially huge customer base within the city of Phoenix.

Business Expansion
Once a business is up and running successfully in New Jersey, it will likely develop a regular customer base. However, many businesses—especially those that offer products and services via the Internet—would love to expand into other regions of the country. By adopting Phoenix phone numbers, the residents of that city who are interested in purchasing products and services from the business will feel as if the business is catering directly toward them, regardless of where it is headquartered. Phoenix residents will not be required to make a long distance telephone call to order products, discuss billing or file a complaint; there will be a local number especially for them.

Increases in Sales
Marketing is perhaps the number one tool when it comes to ensuring that a business is successful. By adopting Phoenix telephone numbers, New Jersey businesses can more easily market their services to residents of that city. Like many other locations around the world, Phoenix is home to thousands of people who purchase different products and services on a daily basis. When given a choice between dialing a toll-free telephone number, a long distance telephone number or a local telephone number in order to acquire those products and services, most people will choose a local telephone number.

Virtual Telephone Systems
It is relatively simple for a business in New Jersey to adopt one or more Phoenix telephone numbers. While the business itself may not have an office in the city of Phoenix, virtual telephone systems will allow a business anywhere in the country to have access to any city’s local telephone numbers. As an example, businesses can choose to have telephone numbers in 20 different cities across America and have each of those telephone numbers ring through to the same call center, office building or other place of business. This way, each and every call is routed to the correct place—regardless of the telephone number the caller used.

A Money-Saving Choice
Opening a business branch in an entirely new city can be an expensive endeavor. It requires business owners to purchase or lease property, pay more utilities and hire new employees. While this may be an economical choice in certain situations, the cost of using a virtual telephone system is much, much lower. In fact, New Jersey businesses can enjoy a virtual presence in Phoenix by choosing to use one or more Phoenix phone numbers. When clients or customers call these numbers, they are routed to the person or call center of the business’s choice. The business owner is only required to pay for access to the telephone numbers—a much cheaper option than opening a new branch.

There is a huge market available to businesses that choose to employ virtual telephone systems. New Jersey businesses that use Phoenix telephone numbers essentially open their virtual doors to more than a million potential new customers.

Seminar on Detecting and preventing asset misappropriations & financial statement frauds

This course will review fraud schemes used to commit financial statement fraud and misappropriate assets from organizations. Fraud schemes committed by employees, customers, vendors, management, and outsiders will be discussed. Various internal controls that can help prevent and detect these types of fraud will be reviewed. Additionally, the procedures for performing a risk assessment for fraud will be explained. There will be case studies of specific frauds that cover how the fraud occurred, how the fraud was discovered, and what could have been done to prevent the fraud from occurring.
Why should you attend?
Occupational fraud is an ongoing concern for all businesses. The ability to detect fraud is based on an understanding of how frauds occur. This course will also help participants develop skills in recognizing the red flags for fraud and creating and improving anti-fraud controls for businesses. Real world examples of asset misappropriation schemes and financial statement frauds will be presented so the participants can get a feel for how and why these frauds occur. We will discuss developing anti-fraud controls to help prevent and detect asset misappropriations and financial statement frauds.

Areas Covered in the Session:
• Asset Misappropriation Schemes
• Financial Statement Fraud Schemes
• Internal controls designed to prevent fraud
• Internal controls designed to detect fraud
• Occupational fraud
• Customer fraud
• Vendor fraud
• Fraud prevention
• Fraud investigations
• Fraud Risk Assessment

Who will benefit:
• Professions in accounting fields such as Certified Public Accountants
• Certified Fraud Examiners
• Internal Auditors
• External Auditors
• Chief Financial Officers
• Controllers
• Accounting Managers
• Operations Managers and Business Owners would benefit from taking this course.
• Additionally anyone working in an accounting department or operations, who is responsible for accounting transactions, or compliance procedures within an organization would learn about assessing the risk of asset misappropriations and financial statement frauds and determining the effectiveness of the internal controls designed to prevent or detect these types of fraud.
Lecture 1:
How fraud affects an organization
• Asset Misappropriation Schemes
o Cash Schemes
 Larceny
 Skimming
 Lapping
 Refund Schemes
 Credit Card Fraud
Lecture 2:
Asset Misappropriation Schemes
Cash Schemes (Continued)
• Write-Off Schemes
• Sales Fraud
• Receivables Fraud
• Fake Checks
• Counterfeit Currency
Lecture 3:
Asset Misappropriation Schemes
Fraudulent Disbursements
• Billing Schemes
• Payroll Schemes
• Expense Reimbursement Schemes
• Check Tampering
• Register Disbursement Frauds
• Credit Card Frauds
Lecture 4:
Asset Misappropriation Schemes
Non-Cash Schemes
• Misuse of assets
• Larceny
• Inventory Frauds
• Fixed Asset Frauds
• Intangible Asset Frauds
Day 2:
Lecture 1:
Financial Statement Frauds
• Financial Statement Manipulation
• Misrepresentation of Financial Statements
• Intentional Misapplication of GAAP
Lecture 2:
Developing a fraud risk assessment
• Asset Misappropriations
• Financial Statement Frauds
• Corruption
Lecture 3:
Designing internal controls to prevent fraud
Designing internal controls to detect fraud
The COSO Framework on Internal Control
Lecture 4:
What to do when fraud occurs

Robert Minniti
Minniti CPA, LLC
Bob is a Certified Public Accountant, Certified Forensic Accountant, Certified Fraud Examiner, Certified Valuation Analyst, Certified in Financial Forensics, Master Analyst in Financial Forensics, Chartered Global Management Accountant, and is a licensed private investigator. Bob is currently pursuing a doctoral degree in business administration at Walden University. Bob received his MBA degree and Graduate Certificate in Accounting from DeVry University’s Keller Graduate School of Management, and received his Bachelor of Science in Business Administration degree from the University of Phoenix. Bob is a professor teaching graduate and undergraduate courses in accounting, fraud examination, fraud criminology, ethics, forensic accounting, external audit, internal audit, tax, and real estate finance at DeVry University, Grand Canyon University, Northwestern University, and the University of Phoenix. He has designed graduate and undergraduate courses for Grand Canyon University, Northwestern University, and Anthem College. He is a writer and public speaker. He has experience in forensic accounting, fraud examinations, financial audits, internal audits, compliance audits, real estate valuations, business valuations, real estate financing, internal control development, business continuation planning, risk management, financial forecasting and Sarbanes-Oxley compliance work. Bob is an instructor teaching continuing professional education classes for the American Institute of Certified Public Accountants, Compliance Online, CPE Link. AccountingEd, Global Compliance Panel, Clear Law Institute and various state CPA Societies. Bob served on the American Board of Forensic Accounting for 5 years the final two years as Chairman of the Board. He also served on the Board of the American College of Forensic Examiners for two years.
Location: Los Angeles, CA Date: August 11th & 12th, 2016 Time: 9:00 AM to 6:00 PM
Venue: DoubleTree by Hilton Hotel Los Angeles Downtown
Address: 120 South Los Angeles Street, Los Angeles, California, 90012, USA

Is Your Money Pattern Driving You Crazy?

Ever wonder why your money situation stays pretty much the same no matter how hard you try to change it? That’s because we all grow up with specific “money patterns” that we adopt from our families of origin. Running through families from generation to generation, these patterns are pervasive. …Ever wonder why your money situation stays pretty much the same no matter how hard you try to change it? That’s because we all grow up with specific “money patterns” that we adopt from our families of origin. Running through families from generation to generation, these patterns are pervasive. Over time, these beliefs and behaviors become conditioned; and therefore can be challenging to change, but definitely not impossible.

So if you are tired of doing the same old thing, change your relationship with money by exploring the following money patterns:

THE SAVER/HOARDER – This type may earn a fair salary, but they are afraid to spend money. They save every penny and withhold spending by refusing to buy themselves anything for extended periods of time. This type is thrifty and can make things lasts longer than average. They fear not having enough money and live from lack and scarcity mentality. Their poverty consciousness can be the result of growing up with little money.
Thought – Focus on abundance
Action – Create more balance between saving and spending; make a small purchase each week and build up gradually to larger essential purchases within moderation

THE SPENDER – This type may be able to earn money, but will not hold on to it for very long, since they immediately have an urge to spend whatever money comes their way. They will continue to spend their money without giving much thought to saving and investing. Their spending often relates to their emotions and may be used to cover up a void in their life. They live for today and often get into credit card debt. This type is not comfortable with money and may have grown up having very little of it. They may have low self-worth and feel that they don’t deserve to have money. They continue to perpetuate their sense of lack by spending.
Thought – Connect with your personal power
Action – Address money issues; act responsibly as an adult; think more and react less when purchasing

THE UNDER EARNER – This type is underpaid for their services. They do not make enough money to meet their living expenses. They often depend on their credit cards in order to meet their monthly expenses. Under earning relates to their limited personal power and low sense of worth. They are afraid to take responsibility for their own financial life. They can also have a poverty mentality.
Thought – Connect with your personal power
Action – Make the decision to earn more; be willing to request a raise and provide details that support your case; increase fees if self-employed

THE HIGH EARNER, LIVING PAYCHECK TO PAYCHECK – This type earns a generous salary and often feels invincible when it comes to earning money. Because of this mindset, they usually disregard the need to save and invest money. They live for today, and believe in working hard and playing hard. They want to enjoy the fruits of their labor by spending. They tend to place more value on material goods rather than on money, itself. They can also have challenges with self-worth and self-image and often have difficulty seeing themselves as wealthy.
Thought – Respect and value money more than possessions
Action – Plan to have money automatically deposited into a savings or investment account each week

THE KEEPER WHO DOESN’T INVEST – This type earns a comfortable salary, but leaves their money in a checking account or around the house. They tend to be anxious about money and don’t necessarily feel the importance of saving money. They are not comfortable with managing money.
Thought – Focus on being more powerful than your money
Action – Be proactive; explore saving and investment products; interview financial advisors and hire one of these experts

Richard Burns, J.D. (pen name Dick B.), J.D. (Doctor of Jurisprudence, Stanford University), CDAAC

Main Areas: Research, investigation, dissemination on the history and reasons for early A.A.’s successful reliance on God for cure
Best Sellers: The Good Book and The Big Book: A.A.’s Roots in the Bible; The Oxford Group and Alcoholics Anonymous: A Design for Living that Works; Anne Smith’s Journal, 1933-1939; Dr. Bob’s Library; Good Morning: Quiet Time, Morning Watch, Meditation, and Early A.A.; Turning Point: A History of Early A.A.’s Spiritual Roots and Successes; The Akron Genesis of Alcoholics Anonymous; The Conversion of Bill W.
Career Focus: Author, Publisher, Speaker
Affiliation: America Historical Assn., Research Society on Alcoholism, Alcohol and Drugs History Society, Christian Association for Psychological Studies; Association for Medical and Educationa Research in Substance Abuse, Phi Beta Kappa, Freedom Ranch Maui Incorporated, Stanford Alumni Association, Good Book Publishing Company, Paradise Research Publications, Inc.l

Dick B. is the leading historian and writer on the history and roots of the Alcoholics Anonymous spritual program of recovery as founded and developed in Akron, Ohio in the period between 1935 and 1938. He has thoroughly researched and published on the fifteen major wellsprings of Alcoholics Anonymous. His 28 volume reference set titles are listed below. His work can be found in 33 published titles, over 170 articles, over 70 audio talks, and on various radio, podcast, and TV presentations. He has spoken all over the United States on this subject. He is a writer, historian, retired attorney, Bible student, and recovered alcoholic who has sponsored more than 100 men in their recovery. He has devoted 19 years of research to his topic. He is a member of Phi Beta Kappa and a former Case and Legislation Editor of the Stanford Law Review. He holds an A.A. degree in Economics from University of California Berkeley and A.B. and J.D. degrees from Stanford University. He is a member of numerous professional historical and recovery societies.